Karisa In a recent article, MarketWatch wrote that 56% of Americans reported living paycheck to paycheck, with 48% also reporting that they had suffered an unexpected financial setback in the past three months. That’s scary! It’s no wonder people living paycheck to paycheck with no savings to fall back on say they feel stressed and worried … Read more
Photo by Jess Bailey on Unsplash See what you might need to change Students across the world shifted to remote learning when the coronavirus pandemic started over a year ago. As a result, our budgets needed to be updated too. Now, as our kids gear up to head back to school, we can expect our … Read more
Students all across the world shifted to remote learning over a year ago because of the ongoing coronavirus pandemic. This shift had a sudden and dramatic effect on families’ childcare needs, and combined with other effects of the pandemic, like possible losses of parents’ income, many families were forced to make similarly sudden changes to … Read more
Filling took way too long before Filling Envelopes on iPhone used to be a pain. Not only could you not see your Envelope balances, which made it hard to know which Envelopes you’d already filled for that budget period, but you had to tap on each Envelope ONE AT A TIME to add money. That … Read more
Photo by 宸恺 邢 on Unsplash Start by budgeting with what you DO have When suddenly faced with a dramatic event like a global pandemic, odds are good that we have to put a hold on our vacation plans for health and safety reasons. But that also means that when things do reopen again, we … Read more
For school-aged kids in the US, summertime is the best time of the year. After 9 months of intense learning, having a multi-month break from school is just the thing any kid needs — or at least, it was for me. With that said, summer vacation isn’t necessarily a relaxing time for everyone in the … Read more
Planning to buy a car soon? Buying a car is an exciting (although sometimes purely necessary) purchase that many of us will make at least once in our lives. While we often only think about the sticker price of a vehicle (the price we’ll actually pay for the car itself), there are a slew of … Read more
Buying a car in cash is a great goal. If you save up to buy a car in cash, you avoid spending money on interest, and you save yourself the headache of incorporating another monthly payment into your budget. But while buying a car in cash is often the recommended approach, it’s important to note … Read more
Buying a car in cash is a great option! When you buy a car in cash, you don’t have to worry about fitting another monthly payment into your budget. Plus, you end up saving thousands of dollars in the long run because you don’t end up paying interest on a loan. Convinced yet? We know … Read more
Photo by Tom Hermans from Unsplash The learning never ends Our journey with money is a constant learning process, and we owe a great deal to the friends and family who’ve helped shape that journey. Hear Chi-En share about her personal money journey and how she’s still learning from her father even though she’s all … Read more
Budget well. Live life. Do good.
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